Author Archives: DP@shapehomeloan

A list of the top banks and how much of the March 2020 RBA rate cut each bank are passing on and when?

A list of the top banks and how much of the March 2020 RBA rate cut each bank are passing on and when? The RBA announced the cash rate would be cut by 25 basis points on Tuesday 3rd March 2020 Find out how much of the rate cut your bank is passing on and…

How to improve your credit file

Improve your credit file and increase your chance of approval A credit score is a numerical expression based on a level analysis of a person’s credit files, to represent the creditworthiness of that person. Each bank will have their own form of credit scoring to “filter” the type of clients they “Don’t want”. Generally when…

Finance for property under 40 square meters

Construction loans- Progress payment stages A construction loan applies if your either; Studio apartment? small units? With an aging population and increase in living cost; it’s a fact of life that an increasing number of people are considering living and buying smaller apartments especially ones located near the CBD hub which offers lifestyle and good…